Medicare-Covered Lift Chairs for Seniors
Lift chairs can be a game-changer for seniors who have difficulty standing up from a seated position. These motorized recliners gently lift and tilt forward to help users rise safely and independently.
What many don’t realize is that Medicare may cover part of the cost for a lift chair—making this valuable piece of equipment more accessible for seniors with mobility challenges.
What Are Lift Chairs and How Do They Help Seniors?
Lift chairs look like regular recliners but include a powered lifting mechanism to assist users in standing up or sitting down with ease. They're especially beneficial for individuals with arthritis, joint pain, balance issues, or recovering from surgery. In addition to improving independence, lift chairs can reduce the risk of falls and decrease the need for caregiver assistance.
Does Medicare Cover Lift Chairs?
Yes—Medicare may cover a portion of the cost of a lift chair, but not the full amount. Specifically, Medicare Part B covers the motorized lifting mechanism inside the chair, not the full recliner itself.
To qualify, the chair must be deemed medically necessary by a doctor, and both the doctor and the equipment supplier must be enrolled in Medicare.
Steps to See If You're Eligible
- Get a Prescription: A primary care physician or specialist must determine that a lift chair is medically necessary and provide a written prescription.
- Ensure Proper Documentation: Medicare requires medical records that show the chair is needed to treat a condition like severe arthritis or mobility limitations.
- Find a Medicare-Enrolled Supplier: Only suppliers that accept Medicare can process claims and help you get coverage for the lift mechanism.
- Submit a Medicare Claim: If approved, Medicare typically covers 80% of the approved cost for the lift mechanism. The remaining 20% (plus the cost of the chair frame) will be your responsibility unless you have supplemental insurance.
How Much Does Medicare Cover?
The lift mechanism alone generally costs between $400 and $500. If your claim is approved, Medicare Part B pays 80%, leaving you with an out-of-pocket cost of around $80 to $100. However, the full lift chair—including fabric, cushioning, and non-mechanized components—is not covered by Medicare.
Where to Buy Medicare-Covered Lift Chairs
Several medical supply companies work with Medicare to provide covered lift chair components. Some notable ones include:
- SpinLife
- 1800Wheelchair
- MedMart
- Your local durable medical equipment (DME) supplier
You can also check the official Medicare website or call 1-800-MEDICARE to find enrolled suppliers near you.
Other Options to Help Cover Costs
- Medigap: If you have a Medigap (Medicare Supplement) plan, it may help pay your portion of the cost not covered by Medicare Part B.
- Medicaid: Some state Medicaid programs may offer additional assistance.
- VA Benefits: Veterans may be eligible for full coverage of lift chairs through VA healthcare benefits.
- Nonprofit Assistance: Organizations such as the Arthritis Foundation may help connect eligible seniors with financial assistance options.
Using these resources can help reduce out-of-pocket expenses and make lift chairs more accessible.
Conclusion
Lift chairs can greatly improve quality of life for seniors with limited mobility, and Medicare may help offset part of the cost. By understanding the eligibility process and working with Medicare-enrolled suppliers, seniors can take advantage of this helpful benefit. Be sure to consult your healthcare provider and supplier to confirm your eligibility and start the process toward greater independence and comfort at home.
Sources
- Medicare.gov – https://www.medicare.gov
- National Council on Aging – https://www.ncoa.org
- SpinLife – https://www.spinlife.com