Medicare Coverage for Mobility Scooters: What You Need to Know

If walking long distances or getting around the house has become difficult, a mobility scooter can restore your independence. And with Medicare, you may not have to shoulder the cost alone. Medicare Part B may cover a portion of the cost of a mobility scooter if your doctor determines it’s medically necessary. Here’s how it works, how to qualify, and how to apply.

Let’s break down the process and show you how to get mobility support without draining your savings.

What Does Medicare Cover?

Medicare Part B helps pay for durable medical equipment (DME), which includes mobility scooters when prescribed by a doctor. To qualify, the scooter must be medically necessary for use in the home and not just for convenience or outdoor mobility.

If approved, Medicare typically covers 80% of the Medicare-approved amount after you meet your Part B deductible. The remaining 20% is your responsibility unless you have supplemental coverage.

Mobility scooters covered under Medicare must be obtained through a Medicare-enrolled supplier. Both your doctor and the supplier must be enrolled in Medicare for coverage to apply.

How to Qualify for a Medicare Mobility Scooter

To get coverage, you must meet all of the following:

• You have a health condition that makes it difficult to move around your home.
• You’re unable to use a cane, walker, or manual wheelchair effectively.
• A doctor has evaluated your condition and provided a written order for a mobility scooter.
• You can operate the scooter safely or have someone available to assist.

The process usually includes a face-to-face examination with your doctor and detailed documentation of your mobility limitations. Medicare may also require a home assessment to confirm that your space can accommodate the scooter.

How to Apply for Coverage

Here’s how to start the process:

1. Visit your doctor – Schedule a face-to-face exam and request documentation of your need for a scooter.
2. Get a prescription – Your doctor must submit a written order to a Medicare-approved DME supplier.
3. Choose a supplier – Use the Medicare.gov supplier directory to find local vendors who participate in Medicare.
4. Submit paperwork – The supplier will assist you in completing and submitting the necessary documents to Medicare.
5. Wait for approval – Medicare may approve a rental or purchase, depending on your needs and situation.

If you're approved, Medicare will determine whether you should rent the scooter monthly or purchase it outright.

Tips to Save on Out-of-Pocket Costs

If you have a Medicare Advantage (Part C) plan, check with your provider, as many plans offer additional coverage or reduce out-of-pocket costs for mobility equipment. Medicaid may also offer financial help for those who qualify based on income.

If you're left with 20% of the cost, consider checking with nonprofits, veteran’s assistance programs, or local health agencies that provide grants or support for seniors and people with disabilities.

Conclusion

A mobility scooter can be a life-changing tool for those who need extra support moving around—and Medicare can help make it more affordable. With proper documentation and a Medicare-approved supplier, you could receive significant assistance toward the cost. Start by speaking with your doctor, and take the first step toward improved freedom and mobility today.

Sources

Medicare.gov – https://www.medicare.gov

CMS Durable Medical Equipment Info – https://www.cms.gov/medicare/dme

Medicare Supplier Directory – https://www.medicare.gov/medical-equipment-suppliers

Mobility Scooters Guide – https://www.healthline.com/health/mobility-scooters

National Council on Aging – https://www.ncoa.org